Yates v. Symetra: Defining “Accidental” in Life Insurance Claims

  The recent decision in Yates v. Symetra Life Ins. Co. addressed the difference between accidental and intentional in the world of employee benefits and insurance claims. In a case that challenges the boundaries of what ...

Navigating Disability Benefits: Understanding Your Options

Life can take unexpected turns, and if you suddenly find yourself unable to work due to a disability, it’s important to know your options for financial support. Depending on your circumstances, you may be eligible for multiple ...

Disability Claim: Epilepsy

Can an insured be disabled solely from the side effects of medication under a disability insurance policy? The Answer is yes.   Our client was in his 40’s when he had to leave work because of numerous seizures diagnosed by his ...

What Do You Do If Your ERISA Claim Is Denied?

1. Calendar the dates within which to file an appeal. If your claim is denied you will receive a letter setting forth the reasons for the denial. The letter will also set forth your rights to appeal the denial and the time frames for ...

Time Limits Tolled During Covid-19 Emergency

If you have a claim for benefits (Life, Disability, Health, Accidental Death) under your employer’s Plan you should be aware that many of the time limitations for pursuing your claim are tolled until after the Covid-19 emergency ...